Skip to content

An account for everyone

Choose the buy now, pay later account that suits you best.


Choose how you pay - weekly, fortnightly or monthly.


Shop at all your favourite places, online and instore, with the Zip app.


Earn exclusive cashback offers when you shop.1

Most popular

Up to $1,000

Interest free always

For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.

Interest free always

Flexible repayments

No establishment fee

$7.95 monthly account fee .Pay your statement closing balance, in full, by the due date and we’ll waive the fee.

Tap to pay everywhere Visa is accepted^

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Interest free for first 3 months. Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard variable rate of 21.9% per annum.

Flexible repayments. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.

One-off establishment fee. A one-off establishment fee may apply for new customers.

$7.95 monthly account fee. Waived if you have nothing owing.

Interest free instalment plans. For purchases over $300 we’ll automatically set you up to repay in equal instalments to help you avoid interest charges.^^