An account for everyone
Choose the buy now, pay later account that suits you best.
NOTHING TO PAY TODAY
Choose how you pay - weekly, fortnightly or monthly.
SHOP JUST ABOUT EVERYWHERE
Shop at all your favourite places, online and instore, with the Zip app.
Earn exclusive cashback offers when you shop.1
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
For buying that road bike, new sofa or renovating your home.
Interest free for first 3 months. Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard variable rate of 21.9% per annum.
Flexible repayments. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee. A one-off establishment fee may apply for new customers.
$7.95 monthly account fee. Waived if you have nothing owing.
Interest free instalment plans. For purchases over $300 we’ll automatically set you up to repay in equal instalments to help you avoid interest charges.^^